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Massive Change in Banking Landscape
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The business model of banks comes more and more under pressure. In the next years, about the half of the bank shops will be closed, banking expert Hans-Gert Penzel predicts.
Massive Change in Banking Landscape / Picture: © Vindobona.org
The banking sector is confronted with a number of challenges. First, the operating frame conditions become more and more difficult. In general, the next years will be characterized by growing costs, job cuts, low interest margins and a decline in lending. Due to the capital requirements, banks are forced to cut costs radically and to build up capital and reduce…
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