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Unmodified Lending Policy of Austrian Banks
Austrian banks did not change their lending policy in the fourth quarter of 2010, no modifications are expected for the current quarter either.

In corporate banking, lending rates have not been tightened for one and a half years now. But as this happened previously in the course of two years, credit guidelines continue being restrictive in comparison to previous years.
Little change was noticed in credit conditions in the fourth quarter of 2010. A slight easing of interest rate spreads for borrowers of average rating was…
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