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Bulgarian Banks Suffer from Low Customer Creditworthiness
According to the EBRD, the Bulgarian banks are a source of funding for their parents.

“Bulgaria is well served by foreign and domestic owned banks with notable clustering around Sofia and along the Black Sea coast. When questioned about competitors in SME, large enterprise and retail lending, all responding banks agreed that foreign-owned banks are strong competitors. However, more than half of the banks surveyed also cited private…
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