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Romanian Banking Sector Highly Centralized
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The EBRD has observed a high proportion of banks reporting that the parent bank´s influence is high.

The bank branch coverage of Romania is extensive with the whole of the country serviced by a combination of foreign and domestic banks. Outside of Bucharest, foreign-owned banks are mostly concentrated in the regional capitals with domestic banks reaching deeper into the market. Foreign banks are perceived as strong competitors for small and medium-sized enterprise (SME) and…
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