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RBI: Consolidated Profit Down by 25 %
Consolidated profit decreases by 25 per cent to € 725 million (2011: € 968 million).Net interest income decreases by 5.3 per cent year-over-year to € 3,472 million (2011: € 3,667 million).

Operating income (excluding goodwill impairment) down by 6.1 per cent to € 5,140 million (2011: € 5,475 million). Profit before tax decreases by 24.9 per cent to € 1,032 million (2011: € 1,373 million). Non-performing loan ratio increases to 9.8 per cent (up 1.2 percentage points compared to year-end 2011). Earnings per share decrease from € 3.95 for 2011 by € 1.25 to €…
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